Preparing for the afterlife can be daunting. Here's a guide to help make things easier.

DETROIT – As 2020 comes to an end, it’s important to have your personal financial paperwork in order. Certified financial planner and Planning Alternatives CEO Nathan Mersereau agrees the consequences get very expensive. “If you don’t have it in writing, the state has a plan for you already. You don’t need an attorney to draw up a will, but it is a good idea. Then there is the financial power of attorney.